ABLE accounts

Parents of children, who are disabled prior to age 26, will have another way to supplement their child's life under the 2014 Act that was passed. While there are limitations, it is an important step for parents. Please note, the Act was passed but implementation will be while. JUNE 2, 2015 ABLE ACCOUNTS: Congressional act known as the Achieving a Better Life Experience (ABL...
LEARN MORE

SHORT & LONG TERM DISABILITY

YOUR DOWNERS GROVE DISABILITY LAWYER EXPLAINS WHO QUALIFIES FOR SOCIAL SECURITY BENEFITS If a disability prevents you from working, you can apply for disability benefits through either Social Security Disability Insurance (SSDI) or Supplementary Security Insurance (SSI). The programs have different eligibility requirements; the main difference is that qualification for SSDI de...
LEARN MORE

WILLS & TRUSTS PLANNING

You may think that estate planning using wills and trusts is only necessary for the very wealthy. This is untrue, and families with modest to average incomes and assets also benefit from having a proper will or trust in place. Downers Grove estate planning attorney Mary L. Collins will guide you through all your legal options, and she will draft the necessary documents to plan ...
LEARN MORE

PLANNING FOR DISABLED CHILD

Your Downers Grove Disability Attorney Represents Families doctor and parent with special needs childParents of a child with a disability need to know that there may be financial assistance available to help them raise their special needs child. Disabled children may be eligible to receive SSI if they meet the Standards of Disability from Social Security and if the family inco...
LEARN MORE

SOCIAL SECURITY DISABILITY

YOUR DOWNERS GROVE SOCIAL SECURITY LAWYER EXPLAINS SSD AND SSI If you are unable to work because of a disability, you may be struggling for income and not know where to turn. The federal government provides financial assistance for people whose disabilities prevent them from working. Downers Grove Social Security lawyer Mary L. Collins has practiced disability law for over 30 ...
LEARN MORE

MEDICARE vs MEDICAID

What is the difference between Medicare and Medicaid? The short answer is that Medicaid is a poverty program and Medicare isn’t. For Medicare, it does not matter whether you are rich or poor. If you have been on Disability Insurance Benefits, Disabled Widows or Widowers Benefits or Disabled Adult Child Benefits for 24 months, you qualify for Medicare. The good thing about Medi...
LEARN MORE

SS PROGRAM BENEFITS

What are the different types of benefits under the Social Security Programs? There are at least five major types of Social Security disability benefits. – Disability Insurance goes to individuals who have worked in recent years (five out of the last 10 years in most cases) and who are now disabled. – Disabled Widow’s and Widower’s Benefits are paid to individuals who are...
LEARN MORE

APPLY FOR SOCIAL SECURITY

How do I apply for Social Security? You can go to your nearest Social Security office and wait to see someone to file a claim. You can also contact Social Security by phone and set up a telephone interview or you can apply online. Whatever you do be sure to obtain a receipt or verification that you did apply. Prior to application you should have all of your doctor information ...
LEARN MORE